Budget-Budget-Budget

Have you found yourself in a crunch when you have an emergency?
Has something come up out of the blue?
If you answered yes to either one of these questions a budget as well as an emergency savings plan is in order. The $5 you spend on latte, or $10 eating out on lunch could be add up to a significant amount of money provided you save it opposed to spending. Change your mindset. SAVE--Budget-Plan & Prepare!!

Have you ever noticed that if you pack your cabinet at work with snacks you tend to munch less? It's the idea of spending money and getting something in return. Why not bulk shop and pack your cabinet, perhaps be a little thrifty and sell some of your snacks to other unprepared co-workers.

Find anyway you can to cut back and stash your money for a rainy day! bank of America has the Keep the Change which I am finding is a good idea and it provides a cushion if you need it.